Payment Plan Terms and Conditions

Pay As You Go, Interest-Free Payment Options

Do you want to avoid: overpaying for training courses a student tax debt unsustainable payment plans

Needing to upskill to remain current and competitive in your job?

There are many reasons why a higher qualification can open more doors for you. Here are a few:

Some careers require at minimum an entry level qualification such as a Certificate III
Diploma qualifications continue to be in high demand by employers
Upskilling in your area builds on the skills and knowledge you already have, it makes studying a breeze
Go to the top of the list: A diploma qualification is leadership and management material

Not everyone is eligible to access their states training subsidies. This is where we can help. We are working with the healthcare and community services sector to attract new workers to the industry, and we acknowledge that these folk (you) will probably be coming from other sectors, where you are already qualified in your field and therefore not eligible for funding to re-train.

We have great payment options in place.

Some of the benefits are:

You will only pay for what you need
- If you have already completed any of the units we have in our courses in your previous studies, you absolutely WILL NOT need to pay again.
We have weekly, fortnightly and monthly payment options
- over 6, 9 and 12 month duration

Direct Debit arrangement

The Upfront Enrolment Fee ($200.00) and Recurring Debits will be debited from the nominated account according to the schedule specified above.

Recurring Debits continue until the Direct Debit has been cancelled or the Amount Reached has been specified and met. Any on-charged fees are excluded when determining if the Amount Reached has been met. If a scheduled debit date has passed before the Direct Debit has been activated (authorised and approved) then these debits will occur on the next possible processing day after activation.

It is your responsibility to ensure that:

your nominated account can accept direct debits (your financial institution can confirm this); and
that on the scheduled debit date there is sufficient cleared funds in the nominated account; and
you advise us if the nominated account is transferred or closed.

If your debit is returned or dishonoured by your financial institution, the dishonoured debit will be re-debited from your nominated account in addition to any applicable fee(s) ($5.50). Dishonoured debits may be re-debited together with other scheduled debit(s). Should you cancel the Direct Debit, instruct your bank not to make payment, or more than two (2) consecutive debits are dishonoured we may cancel this agreement and the remaining scheduled amount plus all penalty charges will be due and payable.

Changes to the arrangement
Changes to the drawing arrangements can be made by clearly outlining the requested change(s) in writing and sending them to the Provider. Changes may include deferring a debit, altering debit amounts, stopping a debit, suspending the Direct Debit, or cancelling the Direct Debit completely.

Enquiries

All enquiries should be made to:

Equinox College

accounts@equinoxsg.com.au
07)3106 3859
14/110 Morayfield Road, Caboolture South QLD 4510, in the first instance

and then to Pay Advantage®. All communication should include your full name and/or company name, the BSB/Account number being debiting, and return contact
details.

Disputes
If you believe a debit has been initiated incorrectly, please contact us asap.

If the dispute remains unresolved, then you can lodge your concern in writing with Pay Advantage®. You will receive a refund of the debited amount(s) if the reason for the debit(s) is not substantiated.

Direct Debit Fees

The following fee’s for the use of the direct debit facility will be charged:

Setup-Fee $0
Fee per debit $0.88
Debit Dishonour Fee $5.50
Reminder Fee $0.35

Example Payment Plan

Jodie would like to enrol in the Diploma of Community Services, she cannot access any government funding and has come to Equinox College to undertake her studies.

Jodie has also completed a Certificate IV previously, and is entitled to receive 8 Credit Transfers from that program.

She would like to pay for her course; weekly over a 6 month period.

Total Units in the Diploma of Community Services: 20

Total Course Fee: $2200 ($2000 course fee plus $200 enrolment fee)

Jodie’s Course Fee with the Credits applied: $1200 (course fee plus $200 enrolment fee)

Jodie will pay $200 upfront then pay $80 per week for 26 weeks